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 >> COMMERCIAL LOANS


    FINANCING AVAILABLE IN ALL 50 STATES   

Here at First Choice Financial, we offer several types of commercial loans that range from Small Business financing under $500,000 to Large Cap deals to $20 Million.  Fixed Terms and Rates up to 30 Years are available.

>> Small Commercial - $500,000 & Less

  • FULL DOC & Stated Income
  • 1st or 2nd Mortgages
  • Business Lines of Credit
  • Conforming & Non-Conforming Programs
  • 30 Year Amortized Loans
  • Interest-Only Payment Options
  • PURCHASE to 90%
  • REFINANCE to 75%
  • Owner Occupied, Special Purpose & Investment
  • Eligible Properties - Office, Light Industrial, Warehouse, Retail, Mixed-Use, Office Condo, Special Purpose (Auto, Gas Station, Self-Storage, etc.) Multi-family, Residential, Assisted Living
  • Non-Eligible Properties - Non-Profit Organizations, Farms, Orchards, Dry Cleaning, Heavy Industrial, Time Shares, Undeveloped/Vacant Land, Mobile Home Parks, Auto Salvage, Hotels
  • Fixed or Variable Rate Options
  • Rates range from 7.000% - 11.500%

>> Large Commercial over $500,000

  • Full Documentation Required
  • 30 Year Amortized Loans
  • PURCHASE to 85% of Purchase Price
  • REFINANCE to 75% of Appraisal
  • Multi-Family, Retail, Medical, Mini-Storage, etc...
  • Non-Recourse Available
  • All types of Properties Considered
  • Fixed Rates to 15 Years
  • Rates range from 6.000% - 9.000%


 

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